When it comes to banking jobs most of the banking aspirants feel confused when they hear about IBPS PO and SBI PO. Both offer high salary, reputation, security, reputation, and growth but still, the question remains, IBPS PO vs SBI PO which one is better?
If you’re prepping for bank exams in 2025, you must know the quick key difference between IBPS PO and SBI PO. You can clear your thoughts after breaking through the differences between their growth, salary, exams, and additional benefits.
Let’s be honest about one thing, not every “secure” job feels secure, and not every promotion is worth the pressure. So if you’re someone who’s chasing a government bank job that’s not just stable, but suits your lifestyle, personality, and future goals, then settle down because I am going to share facts on some of the realities of both jobs.
IBPS PO and SBI PO both exams can open doors to a prestigious career as a Probationary Officer and require good preparation for their exams but which bank better suits you is totally up to you.
Overview of The IBPS PO vs SBI PO
| Factor | IBPS PO | SBI PO |
| Conducting Body | Institute of Banking Personnel Selection | State Bank of India |
| Vacancies (approx.) | 3,000–5,000 | 1,500–2,000 |
| Participating Banks | 11+ Public Sector Banks | Only SBI |
| Exam Frequency | Once a year | Once a year |
| Post Offered | PO (in PSBs like PNB, BOB, etc.) | PO (only in SBI branches) |
IBPS PO vs SBI PO Which Is Better?
You can go through all the points to understand which job will be right for you. If you wanna settle down with a higher salary and better perks then choose SBI PO. But SBI PO has a higher workload than IBPS PO. If you prefer a work-life balance and mental peace, IBPS PO is better. If you want more exposure and are okay with high pressure then go for SBI PO. SBI PO offers professional growth to grow faster in banking posts. If you prefer location flexibility then IBPS can give you that option.
Read More 👉 SBI PO Notification 2025 Released: Check Exam Date, Eligibility & Apply Now!
Salary & Perks
IBPS PO Salary: The basic is â‚ą36,000, and the total salary will be Rs. 52,000. It depends on the city and the department of the employees. It offers allowance for Housing, Dearness, Travel, etc.
SBI PO Salary: The basic pay is Rs. 41,960 according to 2025 data and the total salary will be Rs. 65,000 including allowances.
Job Profile & Work Pressure
IBPS PO: You may be posted in any of the 10+ public sector banks. No high work pressure can be good for those who don’t want a lot of pressure and peaceful work. Small banks don’t provide extra training. Infrastructure depends on the location and bank.
SBI PO: SBI bank has many branches in every state, so it has the largest bank network. The workload is higher than IBPS and postings are frequent. Because of its wider network, you can get excellent exposure and learning opportunities.
Career Growth & Promotion
IBPS PO: No posting means slower growth with promotions too. It also depends on the bank, if bank operations are good and great public services then you can grow faster. From Manager → AGM → GM → CGM → Executive Director.
SBI PO: Frequent promotions and more chances for a broad network. It offers leadership roles, training programs for faster promotions.
Exam Difficulty Level
IBPS PO Exam: The selection process for the PO is through Prelims + Mains + Interview. The exam level is moderate and predictable pattern questions are given in the paper.
SBI PO Exam: The Process of selection for the SBI PO post through Prelims + Mains + Interview + Psychometric Test. Candidates must have passed all the stages to get hired. It is difficult and unpredictable, and requires more confidence than IBPS. Only strategic preparation in reasoning, puzzles, and English can help you clear the exam.
Work Locations
IBPS PO: You may get posted anywhere in India, depending on your chosen bank. IBPS PO is best for those who want to work in their state.
SBI PO: Higher chances of rural and remote postings in the initial years. Some people love to travel to other states, and they can choose an SBI PO job.
Transfer Policy
IBPS PO: Transfers frequently (after 2–3 years), usually within the states. Many people want to stay in their state so they can manage work and family responsibilities, they can choose IBPS.
SBI PO: Transfers every 2–3 years across the country. It opens growth opportunities but some people don’t want to relocate. Women can apply for leniency.
Read More 👉 IBPS PO Notification 2025 is Out! Check Vacancies, Dates & More
Work-Life Balance
IBPS PO: Workloads in smaller banks are usually light. Those who prefer to work in peace and maintain mental health, IBPS is the best option.
SBI PO: Due to its large network and volume, workload is heavier. Some people don’t want to lose their mental health, so it can be a tough job for them. If you are on them don’t choose hectic jobs.
IBPS PO vs SBI PO exam pattern
| Stage | IBPS PO | SBI PO |
| Prelims | Yes | Yes |
| Mains | Yes (with descriptive test) | Yes (with descriptive test) |
| Interview | Yes | Yes |
| Psychometric | No | Yes (for personality assessment) |
IBPS PO vs SBI PO Final Verdict
| Preference Type | Recommended Option |
| Higher Salary & Perks | SBI PO |
| Less Work Pressure | IBPS PO |
| Faster Promotions & Exposure | SBI PO |
| Easier Exam | IBPS PO |
| Work-Life Balance | IBPS PO |
| Willing to Relocate Anywhere | SBI PO |
| Preference for Local or Home State Job | IBPS PO |
Conclusion:
Both IBPS PO and SBI PO are excellent career options in the banking sector. IBPS is good for those who want to work in the banking sector while taking care of their other responsibilities. But if your goal is a higher salary, fast career growth, and you don’t mind a challenging job, then SBI PO is worth the effort.
But you can’t get the chance in any of them if you cannot prepare strategically for their exams. So, prepare well and aim for the post that suits your personal and professional goals best.
